FHA Home Loans — Arizona

    Own Your Home — With Just 3.5% Down.

    Your rent is already a mortgage payment — it's just building someone else's equity. FHA works with credit scores from 580 and debt-to-income up to 57%. See your rate in 60 seconds, no credit impact.

    Why the FHA loan wins

    3.5%
    Down payment required
    57%
    Up to 57% DTI
    $1,209,750
    High-cost county limit (4-plex)

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    Lower rates. Real savings. No BS.

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    Instant AI check on your current rate
    Compare top lenders side by side
    No impact to your credit to see options
    Takes about 60 seconds to start

    What's your goal?

    Let's find out how much home you can afford in Arizona.

    Our guarantee

    Bring us any Loan Estimate and we'll show you, side-by-side, whether you're overpaying. Free, no credit pull — and if yours is better, we'll tell you.

    $9,400

    Borrowers who use an independent mortgage broker save an average of $9,400 over the life of the loan compared to retail lenders.

    Source: independent analysis of HMDA mortgage data. Savings vary by loan amount and scenario.

    Just want to thank Jerald Acosta for helping a Veteran achieve home ownership. I now have a foundation to which I can build on.

    John
    Google Review

    What will my payment be?

    Estimate your payment

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    Est. Monthly Payment$2,191

    This is a tool for informational purposes only. Rates and programs are subject to change without notice. All loans are subject to credit and underwriting approval. FHA loans are insured by the Federal Housing Administration.

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