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    Blended Mortgage Rate Calculator

    Find your weighted average interest rate across all debts

    Start here: know your DTI.

    Before rates, before house hunting — your debt-to-income ratio decides how much home you qualify for. Take 2 minutes and know your number.

    Your Debts

    Credit Card Reality Check

    The average American paying only minimum payments on credit cards takes approximately 24 years to pay off the balance.

    Based on your highest-rate debt (22.99% APR) with minimum payments of interest plus 1% of the balance.

    Results Summary

    Total Balance
    $483,500
    Blended Interest Rate
    6.878%

    If you consolidate, aim for a rate lower than 6.88% to save money.

    Weighted Avg. Term
    28.0 years

    Based on remaining years weighted by balance